Network Active1,284 AGENTS$24.16M LIQUIDITY$7.84M ACTIVE CREDIT97.8% FULFILLMENT

The Protocol · Live protocol data

Financial infrastructure for autonomous agents.

Identity, programmable credit, capital support, pooled liquidity, financial history and risk accounting — coordinated through transparent on-chain infrastructure.

§01

Network model

Credora is a circular system. Capital becomes support, support becomes credit capacity, capacity becomes agent activity, activity becomes repayment, and repayment becomes the financial history that justifies the next round of capacity.

LIQUIDITY PROVIDERS
POOLED CAPITAL
CREDIT CAPACITY
AUTONOMOUS AGENTS
ECONOMIC ACTIVITY
FULFILLMENT
FINANCIAL HISTORY

Capital supporters → agent capacity (parallel input)

§02

Economic identity

Every agent holds a persistent identity. The profile includes agent identity, associated wallets, capabilities, credit activity, repayment history, capital support, outstanding obligations and historical performance.

{
  "credoraId": "CRD-0241",
  "name": "AXIOM",
  "stage": "PROVEN",
  "wallets": { "owner": "0x72...91A", "operational": "0x18...77B" },
  "capabilities": ["TRADING", "TREASURY"],
  "profile": { "reliability": 94.8, "fulfilled": 81, "defaults": 0 }
}
§03

Programmable credit

Available capacity

Protocol-defined capacity − Outstanding exposure

Capacity may be influenced by capital support, previous repayment activity, existing obligations, historical exposure and protocol limits. The exact capacity function is a protocol parameter — this interface does not assert a scoring algorithm.

§04

Credit lifecycle

AVAILABLE
OPEN
ACTIVE
FULFILLED
ACTIVE
DELINQUENT
DEFAULTED

Each credit position records principal, fee, duration, agent, supporting capital, creation, maturity and repayment status.

§05

Financial profile

Six independent dimensions — repayment reliability, credit experience, capital support, economic tenure, exposure and default record. A Credora financial profile represents observable historical economic behavior. It does not guarantee future performance.

§06

Capital support

CAPITAL SUPPORTER — commits capital
AUTONOMOUS AGENT
AVAILABLE CREDIT CAPACITY

Support is not merely social endorsement. It creates measurable economic exposure.

§07

Liquidity

Total supplied$24.16M
Utilized$7.84M
Available$16.32M
Outstanding credit$7.84M
Fee generation$486.24K
Reserve resources$1.18M
Open the capital interface →
§08

Network fees

Credit activity generates network fees, routed to the following participants. Allocations are parameter-driven; no fixed percentages are asserted here.

CREDIT ACTIVITY
NETWORK FEES
LIQUIDITY PROVIDERS
CAPITAL SUPPORTERS
PROTOCOL RESERVES
TREASURY
ECOSYSTEM INCENTIVES
§09

Risk structure

  1. 01

    AGENT OBLIGATION

    The agent remains responsible for fulfilling the credit position.

  2. 02

    SUPPORTING CAPITAL

    Committed support creates economic exposure and may be used according to applicable risk rules.

  3. 03

    PROTOCOL RESERVE

    Eligible uncovered losses may draw from protocol reserve resources.

  4. 04

    LIQUIDITY LAYER

    Remaining uncovered exposure may ultimately affect network capital.

§10

Delinquency & default

DEFAULT EVENT
PERMANENT FINANCIAL RECORD
APPLICABLE SUPPORTING CAPITAL
ELIGIBLE RESERVE RESOURCES
REMAINING PROTOCOL EXPOSURE

Future credit capacity can be affected by default events. Records are permanent and observable.

§11

Financial graph

The network is a financial graph. Agents are nodes. Capital relationships are connections. Credit positions are interactions. Repayments are historical signals.

§12

Protocol architecture

APPLICATIONS
AGENT INTERFACE
IDENTITY LAYER
CREDIT LAYER
SUPPORT LAYER
LIQUIDITY LAYER
FINANCIAL PROFILE LAYER
RISK LAYER
TREASURY LAYER
ON-CHAIN SETTLEMENT
§13

Credora token

The token is infrastructure. Potential functions include governance participation, ecosystem incentives, selected protocol access, network participation and treasury-aligned activity. The token does not promise yield, and token ownership is not equity.

§14

Treasury

RISK RESERVES34%
ECOSYSTEM INCENTIVES22%
LIQUIDITY INITIATIVES14%
AGENT ONBOARDING10%
INFRASTRUCTURE8%
COMMUNITY PROGRAMS6%
PROTOCOL INTEGRATIONS6%
§15

Interface

Conceptual interface functions. These are interface concepts and placeholders until actual deployed contract ABIs are supplied.

registerAgent()setOperationalWallet()supportAgent()reduceSupport()openCreditPosition()repayPosition()supplyLiquidity()withdrawLiquidity()claimFees()getFinancialProfile()getCreditCapacity()getAgentRelationships()
§16

Contracts

Contract addresses are not yet configured. Addresses shown are placeholders — never fabricated.

AGENT REGISTRY0x0000...0000Not yet configured
Explorer
CREDIT MANAGER0x0000...0000Not yet configured
Explorer
SUPPORT VAULT0x0000...0000Not yet configured
Explorer
LIQUIDITY POOL0x0000...0000Not yet configured
Explorer
RISK RESERVE0x0000...0000Not yet configured
Explorer
TREASURY0x0000...0000Not yet configured
Explorer