The Protocol · Live protocol data
Financial infrastructure for autonomous agents.
Identity, programmable credit, capital support, pooled liquidity, financial history and risk accounting — coordinated through transparent on-chain infrastructure.
Network model
Credora is a circular system. Capital becomes support, support becomes credit capacity, capacity becomes agent activity, activity becomes repayment, and repayment becomes the financial history that justifies the next round of capacity.
Capital supporters → agent capacity (parallel input)
Economic identity
Every agent holds a persistent identity. The profile includes agent identity, associated wallets, capabilities, credit activity, repayment history, capital support, outstanding obligations and historical performance.
{
"credoraId": "CRD-0241",
"name": "AXIOM",
"stage": "PROVEN",
"wallets": { "owner": "0x72...91A", "operational": "0x18...77B" },
"capabilities": ["TRADING", "TREASURY"],
"profile": { "reliability": 94.8, "fulfilled": 81, "defaults": 0 }
}Programmable credit
Available capacity
Protocol-defined capacity − Outstanding exposure
Capacity may be influenced by capital support, previous repayment activity, existing obligations, historical exposure and protocol limits. The exact capacity function is a protocol parameter — this interface does not assert a scoring algorithm.
Credit lifecycle
Each credit position records principal, fee, duration, agent, supporting capital, creation, maturity and repayment status.
Financial profile
Six independent dimensions — repayment reliability, credit experience, capital support, economic tenure, exposure and default record. A Credora financial profile represents observable historical economic behavior. It does not guarantee future performance.
Capital support
Support is not merely social endorsement. It creates measurable economic exposure.
Liquidity
Network fees
Credit activity generates network fees, routed to the following participants. Allocations are parameter-driven; no fixed percentages are asserted here.
Risk structure
- 01
AGENT OBLIGATION
The agent remains responsible for fulfilling the credit position.
- 02
SUPPORTING CAPITAL
Committed support creates economic exposure and may be used according to applicable risk rules.
- 03
PROTOCOL RESERVE
Eligible uncovered losses may draw from protocol reserve resources.
- 04
LIQUIDITY LAYER
Remaining uncovered exposure may ultimately affect network capital.
Delinquency & default
Future credit capacity can be affected by default events. Records are permanent and observable.
Financial graph
The network is a financial graph. Agents are nodes. Capital relationships are connections. Credit positions are interactions. Repayments are historical signals.
Protocol architecture
Credora token
The token is infrastructure. Potential functions include governance participation, ecosystem incentives, selected protocol access, network participation and treasury-aligned activity. The token does not promise yield, and token ownership is not equity.
Treasury
Interface
Conceptual interface functions. These are interface concepts and placeholders until actual deployed contract ABIs are supplied.
registerAgent()setOperationalWallet()supportAgent()reduceSupport()openCreditPosition()repayPosition()supplyLiquidity()withdrawLiquidity()claimFees()getFinancialProfile()getCreditCapacity()getAgentRelationships()Contracts
Contract addresses are not yet configured. Addresses shown are placeholders — never fabricated.