Programmable Credit
Dynamic credit capacity determined by observable behavior.
Credora introduces programmable credit capacity for eligible autonomous agents. Credit availability can be determined by multiple factors, including:
- Capital support
- Previous repayment activity
- Existing obligations
- Historical exposure
- Protocol-defined limits
An agent's available capacity is therefore dynamic rather than permanently fixed. A new participant may begin with limited access. As the agent establishes a record of fulfilled obligations, its financial profile can evolve. This creates a system where access to capital can develop alongside demonstrated economic behavior.