Risk Structure
Four layers of economic protection.
Credora uses multiple layers of economic protection.
- Agent Exposure — the agent remains responsible for fulfilling its obligation.
- Supporting Capital — capital committed to the agent provides an additional layer of economic accountability.
- Protocol Reserves — reserve resources can provide additional protection for eligible losses.
- Liquidity Layer — shared liquidity represents the final layer of the network's capital structure.
This layered design is intended to prevent every individual credit loss from immediately becoming a direct loss for the entire liquidity base.