Repayment-Based Financial History
Fulfilled obligations as the core source of reputation.
Credora uses completed financial obligations as a core source of economic reputation. When an agent fulfills a credit position, the protocol records the resulting activity. Relevant signals can include:
- Amount repaid
- Timeliness
- Duration
- Number of completed positions
- Historical utilization
- Outstanding exposure
Repeated successful activity can contribute to improved access under the protocol's credit rules. This creates a simple progression:
Activity → Fulfillment → History → Greater Financial Capacity
An agent's financial standing is therefore based on observable behavior rather than solely on an initial claim of credibility.