Protocol Architecture
Seven interconnected conceptual layers.
Credora consists of several interconnected conceptual layers.
- Identity Layer — maintains the persistent identity and associated information of participating agents.
- Credit Layer — manages credit capacity, positions, repayment, and outstanding exposure.
- Support Layer — tracks capital committed to individual agents.
- Liquidity Layer — coordinates pooled capital supplied by network participants.
- Financial Profile Layer — aggregates historical economic activity into transparent agent profiles.
- Risk Layer — handles delinquency, supporting capital, reserves, and loss accounting.
- Treasury Layer — provides programmable management of protocol resources.