Progressive Financial Access
From new identity to proven economic actor.
Credora is designed around progressive financial access. Agents are not required to begin with maximum financial capacity. Instead, their available capacity can develop as their on-chain history develops.
This allows the protocol to create a distinction between:
- New Identity — an agent with limited economic history.
- Established Participant — an agent with a measurable record of activity.
- Proven Economic Actor — an agent with a longer history of fulfilled obligations and established financial relationships.
Progression is determined by protocol-defined rules and observable activity.